Introducing FiLO
Following up on my Micro Life Organizer (MiLO), I am pleased to announce my Financial Life Organizer (FiLO) for your consideration.
Over the last few months I’ve been reading numerous books on building wealth, and one of the core themes running throughout all of these books has been; if you don’t track your spending, you’ll spend to much. If you spend to much, and have a “high consumption” lifestyle, you’ll never be wealthy.
Since I’m not counting on winning the PowerBall lottery anytime soon, and no one in my family will be leaving anything behind when they shuffle off their mortal coil, I decided I needed a better way to track my spending.
Keeping track of checks and credit card expenses isn’t completely difficult in this day of on-line banking and instant account checking. But I find that I don’t check these tools on a daily basis. At best I check them weekly, and I can spend a surprisingly large amount of money in a week if I’m not careful! And forget about tracking cash - if I have $20 in my pocket there is no way on God’s green Earth that I’ll remember what the heck I spend it on 24 hours after it’s gone.
Given my lack of a fortune coming at the hands of the lottery or a distance, but insanely rich great-great-aunt, and my lack of discipline to capture my monetary transactions in all their various places on a daily basis; I knew I needed a better solution. So I sat down and created FiLO.
The essence of a FiLO is a cash, check and credit card register that folds neatly into a 2.75″ x 4.25″ booklet that you can stick in your pocket or carry in your wallet. The goal is to make sure I never have an excuse to not record a financial transaction.
And I figured if I find FiLO useful, other people might too…people like you!
Of course, you want to see what FiLO looks like; in terms of form if looks exactly like MiLO.
When FiLO is folded, it’s only a bit bigger than a credit card and gives you seven pages to track your financial transactions. The back page is a “Get Excited & Motivated” page and shows you how even saving a tiny bit of money, but doing it on a regular basis, can make you wealthy in your lifetime!
FiLO is free for you to use and pass around to anyone you think would get benefit from it. Here’s where to download it:
) here.PLEASE NOTE: If you’re printing this PDF with Windows, make sure to select “Page Scaling = None” on the print options when you print out a FiLO or Acrobat Reader will shrink the FiLO down by a few percent and it will not fold properly. This is one of the biggest frustrations people using Windows will have printing out a FiLO for themselves.
I hope you enjoy using your FiLO, and I hope it can help you keep closer tabs on your spending. Good luck and good wealth!
12 comments February 14th, 2006
